Bored Analyst

Payments Analytics

Card and payments analytics, Stripe, and related topics

Payments Analytics

Analytics for card and payments data: Stripe, processors, and financial metrics.

Key metrics

  • Volume — GMV, processed volume, net volume
  • Success rate — % of attempts that succeed
  • Decline rate — By reason code, card type, issuer
  • Fees — Interchange, scheme, processor, and net margin
  • Disputes / chargebacks — Rate, reason, and trend

Stripe data

  • Charges — Individual payment attempts
  • Balance transactions — Net movement of funds
  • Payouts — Transfers to your bank
  • Disputes — Chargebacks and evidence

Common analyses

  • Success rate by card brand, BIN, or country
  • Fee breakdown and margin over time
  • Dispute rate by product or merchant
  • Revenue recognition and cash flow timing

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